"unfair advantage" is not what I'd use to describe an underwhelming benefit in a co op PvE game mode. It's absolutely ridiculous of Activision to do, for sure, I just can't bring myself to call it pay to win when, at the end of the day, you still need to play well and cooperate with others and the only benefit from it is the same calling cards you can already get, but with a turtle shell stamped on